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 Eastern Panhandle WV Real Estate Blog 
Tuesday, 05 August 2014

On our blog, you've read about life in the Eastern Panhandle and this week, I'd like to introduce you to the community of Harpers Ferry— the easternmost town in West Virginia. Much like Berkeley County and Jefferson County are rich in history, so too is the town of Harpers Ferry. The town is best known for John Brown's raid on the Armory in 1859, an event that is believed to have led to the Civil War just one year later. 

Harpers Ferry offers a wealth of history to be explored— from the Harpers Ferry National Historical Park to the Historic District or the nearby B & O Railroad Potomac River Crossing and St. Peter's Roman Catholic Church, both of which are on the National Register of Historic Places. In fact, if learning more about this great community's roots is what you're looking for this summer, be sure to add the following events to your calendar:

Living History: The Enemy Among Us: Defending Harpers Ferry During the War of 1812
August 9-10, 11 AM to 4 PM
National Park, Lower Town
171 Shoreline Dr, Harpers Ferry, WV

Admisson: Park entrance fee

With this event, participants can visit a Living History 1812 military recruitment station at Harpers Ferry's oldest structure, the 1782 Tavern built by Robert Harper. This reenactment will detail how the townspeople react to the British invasion as well as the response by the workers at the Armory.

Niagara Movement Pilgrimage to John Brown's Fort
August 17, 8 AM
National Park, Murphy-Chambers Farm
Harpers Ferry, WV

Admission: FREE

During this commemorative walk to John Brown's Fort, guests can retrace the steps of the men and women of Niagara in 1906. 

The Harpers Ferry Armory Marches Off to War
August 23, 10 AM to 4 PM
National Park, Lower Town
171 Shoreline Dr, Harpers Ferry, WV

Admission: Park entrance fee

This event is a War of 1812 Bicentennial commemoration that goes hand-in-hand with Captain George W. Humphreys company of Harpers Ferry, as well as Jefferson County volunteers jumping into service for involvement with the Battle of White House Bluff.

As your Eastern Panhandle real estate expert, I am happy to help you find your next dream home in historically rich communities like Harpers Ferry, in addition to Charles Town, Ranson, Shepherdstown, Martinsburg, Inwood, Falling Waters and Hedgesville.

Questions about the area or local real estate market? Contact us today!

The Kable Team
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Posted by: Tracy Kable AT 10:50 pm   |  Permalink   |  Email
Tuesday, 29 July 2014

Being that it's almost August, it's a safe bet that many West Virginia residents have been enjoying the summer sunshine, relaxing in the warm weather and maybe even heading off for a vacation. However, the summer season does also bring a few storms along with it. It's important that your home in Martinsburg, Inwood, Falling Waters, Harpers Ferry, Hedgesville, Ranson, Shepherdstown, or Charles Town be prepared in the case of bad weather and it all starts with a routine check-up. 

Here are a few tasks you can cross off your home maintenance checklist this week and at the same time, ensure your home is as ready as can be to handle a summer storm.

Eastern Panhandle Home Maintenance Checklist

  • Inspect the outside of your home— check the roof for signs of wear and existing damage, check your home's exterior and siding, looking for loose shingles or signs of necessary repairs.
     
  • Stabilize any loose items around your Jefferson County or Berkeley County home— bring in bikes, lawn tools, decorative items, pots and plants. Move your vehicles and park them in the garage if possible.
     
  • Double check all windows for leaks or cracks and repair as soon as possible. It's important to be proactive during storm season to avoid any water damage inside the property.
     
  • Inspect the basement— follow along the ceiling and walls for signs of cracking or previous water damage. It's also necessary to do the same with your home's foundation to ensure water is being directed away from the home and not toward the foundation.
     
  • Make sure your homeowner's insurance is up to date and that it covers the necessities for homes in the Eastern Panhandle. If you're unsure of how accurate or extensive your policy is, it's better to inquire now rather than after a storm.
     
  • Keep digital photos of your West Virginia home (both the interior and exterior) off-site, including photos of your home's contents, valuable items, cars, boats, etc. for insurance purposes.
     
  • Take note of your home's "safest" room or where your family will meet during cases of bad weather. If your home doesn't have a basement, identify the next safest room where you will take shelter, perhaps a closet, bathroom or bedroom with minimal windows.
     
  • Prepare a storm safety kit. Purchase a flash light, extra batteries, bottled water, snacks, a weather radio, blanket and first-aid supplies to store inside the safety kit. Keep the kit where you plan to meet during bad weather.

There is still plenty of sunshine left to enjoy in West Virginia's Eastern Panhandle and with these easy steps you can rest assured, knowing that you and your home are prepared for a storm. If you've just moved to Martinsburg, Inwood, Falling Waters, Harpers Ferry, Hedgesville, Ranson, Shepherdstown, or Charles Town and are in need of local recommendations or if you're ready to purchase a new home in the area, contact the Kable Team today!

We'd be happy to hear from you!

The Kable Team
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Posted by: Tracy Kable AT 08:06 pm   |  Permalink   |  Email
Tuesday, 22 July 2014

Historic Shepherdstown, WV will once again host its annual Dog Days Dog Fest the weekend of August 9-10. The event includes a wide variety of activities for pet owners and their furry friends, as well as pet lovers and offerings everyone can enjoy, running from 10 AM to 4 PM on Saturday and 11 AM to 4 PM on Sunday. 

All activities in this year's Dog Days Dog Fest will be free and all are welcome to attend. As in the past, the Dog Days event will bring music, dance, drama, arts and crafts and fun of all kinds to the residents in the Eastern Panhandle. Some highlights of last year's event included a Dog Day 5K, dog training tips, a hot dog eating contest and a red carpet dog show with awards like Biggest Heart and Most Talented. Local Bistro 112 even offered hush puppies and French Poodle martinis to celebrate!

Kicking off the event on Saturday will be a local dog show, open to dogs owned by both Eastern Panhandle visitors and residents alike, as well as Border Collie sheep herding demonstrations by the Virginia Border Collie Association, other trainers and Collie owners. On Sunday, the main feature will be a "Look and Learn" show with more than 20 rare-breed dogs. Sunday's festivities will also include a presentation by widely-known trainer and author Pat Miller, operator of the Peaceable Paws Dog and Puppy Training Center in Maryland, among other dog-centered presentations.

The Dog Days Dog Fest event, though just in its second year in downtown Shepherdstown, also plans to include blessings of the dog attendees, children's arts and crafts, movies, numerous exhibits and trainer demonstrations, rescue organizations and more. Local restaurants and stores are planning to join in the August Dog Days fun by allowing dog owners to bring their pets inside and indulge in their special dog-themed food, drinks and items for sale. And as this is an event hosted in the heat of August, pools and misters will be set up so this year's dog participants can stay cool.

The Dog Fest weekend this August 9-10 is sponsored by Greensburg Bed & Biscuit, the Jefferson County Convention and Visitors Bureau, the Shenandoah Veterinary Hospital, the Shepherdstown Visitors Center and the Shepherdstown Business Association.

Last year's event was such a success and this year's is set to be just as memorable— so if you have a dog, are simply a dog lover, are visiting the Eastern Panhandle or are lucky enough to call our community home, mark this summer event on your calendar and come out to support the local Shepherdstown businesses that will make this event another home run.

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Posted by: Tracy Kable AT 10:44 pm   |  Permalink   |  Email
Wednesday, 16 July 2014

As of late, the Millennial generation has been a hot topic in the real estate industry. Many homeowners are looking to cater to their interests when selling their homes and they've been pegged as the largest category of individuals that will be buying real estate in the next five years. But according to a new report, it seems their buying will come in the later years of that time frame. 

"It's principally the economic factors: jobs and student debt," said the chief economist at the National Association of Realtors, citing the difficulty of saving for a down payment while paying down student loans. 

For many, not just Millennials, buying a home in Jefferson County or Berkeley County is a process— one that requires much preparation, paperwork and strong finances. If you too are saving up to buy Eastern Panhandle real estate, consider the following:

Mind Your Credit Score
Your credit score will be studied by lenders when you apply for a mortgage, so take the time to clean up your score. Consult your credit report and correct all errors before you take your finances to a lender as your first step in purchasing a home on the Eastern Panhandle. Remember, the higher your score, the lower your down payment and monthly fees.

Know Your Budget
Find a home in Harpers Ferry, Charles Town, Ranson, Shepherdstown, Martinsburg, Inwood, Falling Waters or Hedgesville that is financially comfortable for you. As a potential homebuyer, knowing your budget will make your search for properties that much easier. Before you even begin house hunting, it's important to use a mortgage calculator to determine the payment you may be taking on when you purchase a home.

Save for a Down Payment
Even for Millennials, saving for a down payment is a crucial step in the Eastern Panhandle homebuying process. There is never a bad time to begin putting money away for your next home— afterall, the larger the down payment, the smaller your monthly mortgage payment will be. "Depending on your credit and financing, you'll typically need to save enough money to put anywhere from 3.5 percent to 20 percent down," reported Bankrate.

No matter what stage of preparation you're in, the Kable Team is here to help! We're happy to answer all of your homebuying questions and help you start off your journey to homeownership on the right foot. Contact us today!

The Kable Team
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Posted by: Tracy Kable AT 08:27 am   |  Permalink   |  Email
Tuesday, 08 July 2014

When you purchase a home on the Eastern Panhandle, or even as you prepare to buy a property, the costs associated with owning can sometimes be overlooked. It's an exciting time—packing up one home and moving to the next— and without seeing a written breakdown, it's quite easy for homeowners to simply flag the mortgage payment (noting what they'll be paying toward the loan) and move on. But there are more costs associated with owning a home in Harpers Ferry, Charles Town, Ranson, Shepherdstown, Martinsburg, Inwood, Falling Waters or Hedgesville and homebuyers in West Virginia this summer should keep them in mind:

The Cost of Moving
Certainly homebuyers understand what their new home in Jefferson County or Berkeley County will cost them, but what about the costs of physically moving from one home to the next? No matter if you decide to rent a truck and equipment or do the lifting yourself, these costs can add up for a new homeowner. Be sure to keep these figures in mind when you decide how much down payment you can afford— it may be wise to crunch these moving numbers ahead of time to ensure you can actually make it to your new home.

Taxes and Insurance
These two figures are often factored into your mortgage payment, so make sure you know how much you're paying. Many things affect the cost of insurance, like construction materials and location, and this number is not always set in stone. If you're still mulling over purchasing a home in Jefferson County or Berkeley County, plan out the costs of taxes and insurance so you can adequately configure your potential mortgage.

Utilities and Upkeep
Now these are two costs that will not be factored into your Eastern Panhandle home mortgage, so do your research. "Even when you consider household appliances, furniture and landscaping, basic upkeep can be the most expensive aspect of owning a home," says Credit.com. Water, trash, gas, electric and more will also require a monthly payment and depending on your lifestyle, they can get pretty pricey. Take a lay of the land of your potential new home in Harpers Ferry, Charles Town, Ranson, Shepherdstown, Martinsburg, Inwood, Falling Waters or Hedgesville and decide how much in upkeep costs the home will demand.

This summer, it's important to take all precautions before you jump on the busy real estate wave on the Eastern Panhandle. Many homebuyers can be quick to overlook such figures before they make the purchase and find a world of surprises later on. If you have questions about what goes into a home purchase in West Virginia, contact the Kable Team today!

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Posted by: Tracy Kable AT 09:57 pm   |  Permalink   |  Email
Tuesday, 01 July 2014

Both Jefferson County and Berkeley County are gearing up for their Fourth of July celebrations in just a few days! This year, fireworks and festivals are planned for Martinsburg in War Memorial Park and Jefferson County in Sam Michael's Park. Eastern Panhandle residents are sure to find something for everyone to enjoy at these Independence Day celebrations as each event will include fireworks, food, entertainment and fun. Below are the details for these great Fourth of July events in Jefferson and Berkeley County:

Martinsburg Annual 4th of July Celebration
July 4, 2014; 12 PM to 9 PM
War Memorial Park
Martinsburg, WV

The City of Martinsburg will hold its annual Fourth of July event in War Memorial Park this year on July 4 from 12 PM through its fireworks display after 9 PM. The fireworks are set to launch from the same location in Townsend Field and will be visible for all to enjoy throughout the park. Picnic areas are available as well as public swimming from noon to 5 PM at the War Memorial Pool. The concessions and mini golf course will also be open from 11 AM to 9 PM. The fireworks show will begin at 9:30 PM. 

Jefferson County Fireworks
July 5, 2014; 2 PM to 10 PM
Sam Michael's Park
Shenandoah Junction, WV

The Jefferson County Fireworks will go on this year at Sam Michael's Park in Shenandoah Junction. Gates for the event will open at 5 PM and the fireworks show will kick off at dusk, approximately 9 PM. This year the event will also include live music, great food, local vendors, family fun and business alley. With the help of supporters and donations throughout the year, the event's organizers are confident this year's display will be bigger and better than the last. If you're searching for a Fourth of July event to attend with your family, be sure to mark this on your calendar!

The Fourth of July on the Eastern Panhandle offers residents and visitors alike the chance to participate in the community and support local vendors, not to mention enjoy highly-anticipated fireworks displays. The communities of Harpers Ferry, Charles Town, Ranson, Shepherdstown, Martinsburg, Inwood, Falling Waters or Hedgesville come together each year to put on events that make Jefferson County and Berkeley County wonderful places to live.

If you're already a resident on the Eastern Panhandle but are looking to move to a new home this year, the Kable Team would love to help! Contact us today for more information on the current real estate market in our area. 

The Kable Team
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Posted by: Tracy Kable AT 01:30 pm   |  Permalink   |  Email
Tuesday, 24 June 2014

Did you know keeping your landscaping well-maintained can significantly affect your home's value? According to a study by the Appraisal Institute, the largest association of real estate appraisers in the country, great landscaping can boost a home's price and even reduce the time it is on the market. However, the exact opposite is also true— bad landscaping outside of your home in  Harpers Ferry, Charles Town, Ranson, Shepherdstown, Martinsburg, Inwood, Falling Waters or Hedgesville can lower the price and keep it on the market much longer.

When selling your Eastern Panhandle home this summer, curb appeal is one area to which you should pay close attention. Homes in Jefferson County and Berkeley County with less than appealing landscaping or exteriors can take themselves out of the running with potential homebuyers, not to mention impact their resale value. But boosting your home's curb appeal, and thus its appeal to potential Eastern Panhandle homebuyers, doesn't have to break the bank! Adding features like new trees, bushes, flowers and even adding a new deck, patio, fire pit or simple outdoor lighting can do wonders for a home's value.

One simple way to stay on track with your landscaping projects this summer is to take a look around the neighborhood. What are other West Virginia homeowners implementing at their homes? What sort of landscaping do they have around their front door? Is the home lit up at night? These are areas to pay attention to when preparing your own landscaping and home value boosting projects.

As an Eastern Panhandle homeowners, a few other questions to ask yourself about the quality of your home's outdoor spaces might include:

  • Does the landscaping look great enough to prompt buyers to walk through the door?
  • Is the design similar to other homes in the area?
  • Is the landscaping energy and cost efficient? For instance, planting a tree in an area that receives a lot of sun can help to keep your West Virginia home cool during the summer months.
  • Does my existing landscaping look healthy and well-maintained? Have I tended to old or damaged landscaping?
  • Are all of the trees a safe distance from my home?

Curb appeal is important to homeowners in Jefferson County and Berkeley County this summer as it can significantly improve your home's value. With just a few easy projects, you can be well on your way to improving not only the look of your home, but its resale value in the long run. If you have any questions about how you can attract potential homebuyers to your property this summer, contact the Kable Team! We'd love to hear from you!

The Kable Team
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Posted by: Tracy Kable AT 09:09 pm   |  Permalink   |  Email
Tuesday, 17 June 2014

Packing your bags for a summer vacation is always a great idea this time of year, but what about packing your bags for another change in scenery? Moving to a new home on the Eastern Panhandle! This summer has already seen some promising changes in the real estate market and looks as though it will continue to be lucrative for the West Virginia homebuyer. If you've been dreaming of a new home, ready to make a change by moving to another community like Harpers Ferry, Charles Town, Ranson, Shepherdstown, Martinsburg, Inwood, Falling Waters or Hedgesville, here are a few top reasons to help you make the choice:

Mortgage Rates Are Increasing
Mortgage rates for Eastern Panhandle real estate may not be at these levels for long and in fact, nationwide mortgage rates are expected to take a turn upward later this year. All four real estate institutions— the Mortgage Bankers Association, Fannie Mae, Freddie Mac and the National Association of Realtors— share the common belief that rates will be up a full percentage point by the end of next year. Given these projections, your mortgage payment one year from now will be more than it would be if you bought a home in Jefferson County or Berkeley County now.

Prices Are Rising
It's not just Eastern Panhandle mortgage rates that are set to increase— housing prices are too! In fact, the Home Price Expectation Survey polls a panel of well over 100 economists and housing strategists and they have recently projected home values to be between 30.8 percent and 9.4 percent over the next five years. Home values are likely to continue appreciating for the next few years, so waiting to purchase that West Virginia home no longer makes sense.

Your Personal Situation
One of the strongest reasons to purchase a new home in Harpers Ferry, Charles Town, Ranson, Shepherdstown, Martinsburg this year all depends on your own situation. Look at the reasons you want to buy; is it simply for a change? Is it for financial reasons? Is it to upgrade the spaces you currently live in? Whichever way you look at your decision to buy Eastern Panhandle real estate, buying a home sooner rather than later can end up saving you money in the long-run. 

Want to see which properties are currently available in Jefferson County and Berkeley County? The Kable Team will work with you to find a home that fits your budget and your wish list. This summer is shaping up to be very positive for both homebuyers and home sellers, so don't delay if you're ready to make a move to a new West Virginia home.

The Kable Team
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Posted by: Tracy Kable AT 04:46 pm   |  Permalink   |  Email
Tuesday, 10 June 2014

Summer on the Eastern Panhandle will bring many homebuyers and home sellers to make changes, explore new paths, and maybe even move to a new community. It's a great season on both sides of the Jefferson County and Berkeley County real estate fence as confidence grows stronger and the reasons to take advantage of current conditions continue to pile up. A few more factors to help you decide to get involved in the West Virginia real estate market this season come from your real estate agent or team. If one of the reasons why you've put off buying a home in Charles Town, Ranson, Shepherdstown, Martinsburg, Inwood was because you didn't know how to get started, or why you've put off selling your home was because you didn't know if it was the right time, the Kable Team is here to help!

They Help You Understand
Getting started on your homebuying journey can be the hardest part, but your local West Virginia real estate team has it under control. Together, we can find what you're looking for in a home, take a look at available properties in the communities that interest you, conquer the paperwork associated with putting in an offer and get you well on your way to owning your own home this summer. The Kable Team will help you understand the in's and out's of buying and selling homes on the Eastern Panhandle so you can feel more confident in your decision.

They Know the Drill
You can feel great about your real estate decision knowing that your experienced agent has done this before. One of Keeping Current Matters real estate blog's top reasons to hire an agent? "They are well educated in and experienced with the entire sales process." We have your best interests in mind and have years of experience to help you feel at ease.

They Negotiate
We do the negotiating, so you don't have to. From choosing the right offer to even working out home expenses and repairs with a new buyer, the whole process can feel overwhelming. Your real estate agent will act as a buffer throughout the entire home sale or homebuying process, with every party involved in the transaction. In Eastern Panhandle real estate, there are many moving parts and many people involved in making your sale, or purchase, happen— leave the negotiating to the pros.

They Set the Mark
Knowing today's home values can be a hard task to take on. They're up, they're down, how do they compare to your community in Martinsburg, Charles Town, Ranson, Inwood or Harpers Ferry? By choosing to work with a real estate agent, we will do the comparable sales research and determine which is the best price for your area, then set the mark. Even with a home purchase, your agent will know which amount makes up a great offer. We know the market and we will help you determine the figures to achieve your homeowner goals.

Have more questions or concerns about the markets in Jefferson County or Berkeley County? Contact the Kable Team today! We look forward to hearing from you.

The Kable Team
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Posted by: Tracy Kable AT 06:16 pm   |  Permalink   |  Email
Tuesday, 03 June 2014

As more homebuyers come out in full force this summer, ready to snag great homes on the Eastern Panhandle, sellers become even more in demand. As a home seller on the Eastern Panhandle, there may be a few steps you can take to help your home stand out among the rest this summer and for some, it might require a bit of damage control. Homebuyers know what they're looking for in Jefferson County or Berkeley County real estate— here are three ways you might be turning them off:

The Not-So-Garage
If your garage has recently been transformed into a space with another function, it may actually be doing more harm than good to your home sale. A big reason homebuyers are looking to move up, move on, or even buy for the first time, is storage space. Garages offer additional storage space to homebuyers and seeing that space used for an added bedroom, rec room, or otherwise can put a damper on their plans for organization. Especially now as more Eastern Panhandle homebuyers seek to move to the suburbs, parking in a covered space is highly sought-after.

The Not-So-Bedroom
The same goes for bedrooms, inside the home. A homebuyer on the hunt this summer in Charles Town, Ranson, Shepherdstown or Harpers Ferry may see that a home has 4 bedrooms, but arrives to find it's really 3 and a space used as a home gym or office. With one of the first criteria they search being bedrooms, this is important. Many homebuyers may indeed be looking for a home office space, but they don't want one where they need to remove built-in desks or bookcases. "If you must convert a bedroom into something else, make sure you can easily convert it back into a bedroom when you go to sell," advises Business Insider.

Carpet Over Hardwoods
One item on numerous homebuyer wishlists right now is hardwood flooring. So, don't cover it up with thick carpeting. Hardwood floors are cleaner, offer a blank canvas for designing your Eastern Panhandle home, and are the best choice for anyone with allergies. Does your home in Jefferson County or Berkeley County boast beautiful hardwood floors? Don't hide them! The buyer will be the one to decide if they want to add carpeting, but by all means if you're planning to spruce up before you sell, leave the hardwoods as they are.

Home sellers have an advantage right now in the local real estate market as homebuyers take the industry by storm, ready to purchase a new home with confidence. We want to be sure your home is putting its best foot forward to ensure a quick sale, so do take these tips into consideration pre or post-listing. Have questions about driving more homebuyers to your property? Contact the Kable Team today!

The Kable Team
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Posted by: Tracy Kable AT 10:14 pm   |  Permalink   |  Email

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KABLE Team Realty

Tracy Kable, Broker
873 E Washington St, Suite 200
Charles Town, WV 25414-1520
Phone: (304) 725-1918
Email: TheKableTeam@TheKableTeam.com

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