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 Eastern Panhandle WV Real Estate Blog 
Tuesday, 30 September 2014

Many homebuyers today are interested in buying a home that needs a little work, something they can make their own— a fixer upper. Taking on this remodeling project might seem like fun, but the truth is that it's a major commitment and one that can require a lot of money. There are a few key questions you need to ask before signing on the dotted line and, if all matches up, it could turn out to be a great investment for Eastern Panhandle homebuyers.

Ask yourself if you have the time
Purchasing a home in West Virginia's Eastern Panhandle is a committment of its own, but completely remodeling the place is another. One important question to ask yourself before you buy is if you have the time to devote to it. You'll be spending the majority of your time sanding, painting, staining, demolishing— do you have that time to spare? If you're ready and willing, then you can proceed.

Ask yourself about the home's problems
What makes the home a fixer upper? Outline exactly what issues the home in  Charles Town, Ranson, Shepherdstown, Martinsburg, Inwood, Falling Waters and Hedgesville has and keep a log of them. If they are mainly cosmetic, something paint or a new appliance can fix, that's a great sign. If the home's problems are structural, that can end up costing you more money and time in the long run.

Ask yourself where you will go
Remodeling your home in Jefferson County or Berkeley County can leave you without a place to live for a few months. Make sure you factor this into your plan! Where will you live while your home is under construction? If the construction process will not bother you, then finding an alternate home may not be something you need to cross off the list.

Ask yourself about the budget
This is perhaps the single most important factor when it comes to buying a home and a fixer upper at that. Do you have the budget to make it happen? Taking on a complete overhaul of a property in Martinsburg, Inwood, Shepherdstown, Falling Waters or Hedgesville can drain your bank account. Be sure to configure your down payment, the mortgage payment, the utilities and taxes on a home before you decide to send more money toward renovations.

The Kable Team has the experience and local knowledge to help you find a home that's right for you, whether that be a new property, a move-in ready home or one that needs a little love. Contact us today to see what's available right now!

The Kable Team
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Posted by: Tracy Kable AT 03:20 pm   |  Permalink   |  Email
Tuesday, 23 September 2014

Homeownership is still viewed as the American Dream and a strong achievement to be proud of in Charles Town, Ranson, Shepherdstown, Martinsburg, Inwood, Falling Waters and Hedgesville. And while some homebuyers in West Virginia's Eastern Panhandle may be ready to buy a home, they fear they don't have the downpayment to make it happen. 

According to a new survey exploring views on homeownership, nearly 65 percent of respondents believe you must have a very good credit score to buy a home. Along the same lines, nearly half of all respondents believe you need at least 20 percent down to buy a home. 

It's what potential homebuyers in Jefferson County and Berkeley County do not know that is likely holding them back from making their homeownership dreams come true. For instance, the 30 percent of survey participants that believe only those with high incomes can be approved for a mortgage.

One of these easy homebuyer myths to debunk is the downpayment amount— you do not need 20 percent down to purchase a home! Mortgage giant Freddie Mac recently addressed this misinformation among buyers, stating that 40 percent of today's buyers who finance their homes make down payments of less than 10 percent! Over the past five years alone, the number of buyers who have put down less than 10 percent to purchase a home has tripled. 

West Virginia homebuyers are by no means alone if they plan to make a smaller down payment. Not only do these smaller down payments make up for a large portion of home purchase across the country, but they are an option for local buyers too! Do not let your previous ideas about down payments hold you back from becoming a homeowner this year.

As your local real estate team in West Virginia's Eastern Panhandle, we are happy to provide recommendations and resources for mortgage lenders and local service providers to make your homebuying process as smooth as possible! Contact us today!

The Kable Team
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Posted by: Tracy Kable AT 07:54 pm   |  Permalink   |  Email
Tuesday, 16 September 2014

For those who know the area well, West Virginia's Eastern Panhandle boasts a wealth of history. Colonial and Civil War sites abound, in addition to great shopping for antiques. This weekend, another opportunity for exploring West Virginia's deep history will take place in Charles Town— the Charles Town Heritage Festival! 

The Charles Town Heritage Festival will host the best the community has to offer, including the arts and culture of the region. Whether you're a local Eastern Panhandle resident, heritage and history enthusiast, or simply visiting, this family-friendly festival is the perfect way to get to know the area.

From 10 AM to 5 PM in downtown Charles Town, you can enjoy the following:

Heritage Quest Scavenger Hunt
Registration: 10 AM to 11 AM, Game: 11 AM to 2 PM, $5 per team
Play an exciting scavenger hunting game in historic downtown Charles Town. The scavenger hunt will be a family-friendly, clue-solving game of history. Trophies will be awarded!

3rd Annual Heritage Festival Pie Bake-Off
Set up and registration: 11 AM, Judging and tasting: 12 PM
The Pie Bake-Off returns to the Heritage Festival this year and will be judged by the members of the Farmers' Market! All pies must include one local ingredient, so this is a great chance to taste the local flavor of West Virginia! Prizes will be awarded for 1st, 2nd and 3rd places as well as "People's Choice," "Prettiest Pie," and "Most Creative."

Tractor and Engine Show
North George Street
Showcasing the community's agricultural heritage is this year's new addition, the Tractor and Engine Show. The planning committee has reserved plenty of space for guests who would like to bring out their antique tractors, steam engines or other heritage equipment.

As your real estate experts in West Virginia's Eastern Panhandle, we are happy to recommend local resources to help make your transition into a new home more enjoyable. Contact us today for more details about the communities of Charles Town, Ranson, Shepherdstown, Martinsburg, Inwood, Falling Waters and Hedgesville.

The Kable Team
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Posted by: Tracy Kable AT 05:51 pm   |  Permalink   |  Email
Tuesday, 09 September 2014

Did you know real estate is highly linked to the weather? When you think about it, you will notice how the local real estate market in the Eastern Panhandle gets busier during the summer months when moving conditions are ideal and tends to slow down during the colder, winter months. As we approach the fall season, it's important that home sellers make this distinction— especially if you're planning to sell your home in Charles Town, Ranson, Shepherdstown, Martinsburg, Inwood, Falling Waters and Hedgesville

Selling your home in Jefferson County or Berkeley County before winter is a wise decision. There will soon be many distractions for homebuyers to lead them away from house hunting —holidays, travel, weather— and thus, your home sale may feel the impact. Other important reasons to consider selling your West Virginia home this fall include:

Buyers are ready now
The latest real estate market data suggests there are more homebuyers searching for properties now than there have been in the past year, including the most recent spring and summer markets. These motivated homebuyers are not only ready to buy, but able to buy and this may not be the case if you decide to wait until the colder months arrive.

It's easier to close now
Similar to the distractions that occur for West Virginia homebuyers around the holidays, holding up the real estate process, the act of selling your home during the winter months tends to see delays. Banks are indeed requiring more paperwork from buyers to obtain a loan and the slow pace of the holiday season does not do the speed of the sale any favors. Selling your home and closing now would make for a much smoothier and speedier sale than later on.

Competition is starting to increase
One of the biggest obstacles for Eastern Panhandle home sellers is the competition from other available and comparable properties. Right now, the real estate market is experiencing low inventory so that obstacle is already out of your way. However, both the inventory of existing homes and new construction properties is about to increase and buyer choices will grow. We can help you sell your home now while the competition is still low in Jefferson and Berkeley County.

The Kable Team has helped both homebuyers and sellers meet their goals in West Virginia's Eastern Panhandle for many years. We will take into account not only your wants and needs in a potential home but also the lifestyle you hope to achieve in the area.

We'd love the opportunity to exceed your expectations and move your home sale (or home purchase) along while the market conditions are right. Contact us today!

The Kable Team
Kable Team Realty
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Posted by: Tracy Kable AT 09:46 pm   |  Permalink   |  Email
Tuesday, 02 September 2014

When you buy a home in the Eastern Panhandle, chances are you're invisioning ways to make it your own. Perhaps as a West Virginia homebuyer, you toured available properties thinking of how you can remodel the kitchen or bathrooms and brainstorming what you can add to make the spaces feel more like home. If you've done this, it seems you're not alone— a new survey recently found that only 2 percent of homeowners admit to being happy with the current design of their homes. 

More homeowners in West Virginia are ready to remodel as, in accordance with the new survey, they do not believe they've achieved the perfect design just yet. 44% of the surveyed homeowners say they'd like to do a complete overhaul of their home's design and decor while 36% say they just want to replace existing decor.

What's driving them? It is not current design trends, according to home remodeling website Houzz. The main driving force is simply the homeowner's own personal style and their visions of what will make the home in Charles Town, Ranson, Shepherdstown, Martinsburg, Inwood, Falling Waters and Hedgesville more comfortable.

Popular design and remodeling choices include:

  • White paint
  • Accent walls in the home office, kids rooms and master bedrooms
  • Solid furniture colors, followed by stripes
  • The incorporation of chevron patterns for homeowners under the age of 45
  • Hardwood flooring through Eastern Panhandle homes
  • Carpet in the master bedroom
  • Living rooms in the master bedroom— including a fireplace and seating area
  • Dining spaces (now getting more use) with seating from at least six people

Homeowners in the Eastern Panhandle are interested in existing homes for this very reason— they are ready to remodel and ready to bring their own style into their home. Are you looking for a new home in Jefferson County or Berkeley County? The Kable Team can help you find a property that fits your wish list and yet one that leaves room for you to make these design choices for yourself.

We look forward to hearing from you!

The Kable Team
Kable Team Realty
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Posted by: Tracy Kable AT 04:16 pm   |  Permalink   |  Email
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KABLE Team Realty

Tracy Kable, Broker
873 E Washington St, Suite 200
Charles Town, WV 25414-1520
Phone: (304) 725-1918
Email: TheKableTeam@TheKableTeam.com

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