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 Eastern Panhandle WV Real Estate Blog 
Tuesday, 02 October 2012
So you've been thinking of buying a Berkeley County home. Fantastic. Many people want to live in Berkeley County for good reason. It's a fun, safe place for families. Berkeley County has a very strong community. That said, if this is your first time buying a home, there are some questions you want to ask yourself first in order to determine if you're ready to buy.

How to tell if you're ready to buy a Berkeley County home:

You know you're sticking around for a while

One of the main reasons for buying a home is the investment. Unless you're a professional "flipper," or the market has an insane jump soon, you probably won't make money off of your Berkeley County home unless you keep it for a while. Can you imagine yourself living here in five or more years? If so, then you might be ready to buy.

You've fixed up your credit

Most people take out mortgages when buying a house. Bad credit can be fixed, but if you haven't fixed yours yet and it's so bad that you don't qualify for a decent loan, you probably aren't ready to buy yet. Take some time to build your credit and then start house hunting. If your credit is already good, you might be ready to buy.

You can afford to buy what you'd like

Do the math. Take into consideration how much you have saved for a down payment, how much property taxes are, how much you'd spend on repairs, and from all of that, determine the monthly payment you can afford. Now see which houses you can potentially buy on that budget. If you're wanting a large house on sprawling land and your budget can only get you a small condo, you might want to keep saving and wait to buy.

Your life is fairly stable

This goes hand-in-hand with knowing that you're going to stay put. Life is unpredictable at times, but there are still some issues that raise red flags when it comes to home buying. If you're having marital troubles or if your job is unstable, for example, now probably isn't the best time to buy.

Hopefully these tips helped you determine whether or not right now is the best time for you to buy a Berkeley County home. If you have any questions or would like to contact me for professional real estate help, do not hesitate. I have years of experience with buying and selling in Berkeley County and would love to be of assistance.

The Kable Team
RE/MAX 1st Realty
Check Out Our Website

Posted by: AT 07:39 pm   |  Permalink   |  Email
  

 

KABLE Team Realty

Tracy Kable, Broker
873 E Washington St, Suite 200
Charles Town, WV 25414-1520
Phone: (304) 725-1918
Email: TheKableTeam@TheKableTeam.com

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