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 Eastern Panhandle WV Real Estate Blog 
Tuesday, 12 March 2013
Getting ready to purchase a home on the Eastern Panhandle is an exciting journey, but there are many details associated with homeownership that you need to consider before you reach the finish line. Once you’ve covered all the bases, you’ll be able to call yourself a homeowner in no time.


Your Financial Situation
First up, your finances. You will want to find out how much your monthly budget can handle before scouting for homes. To get a good idea of what a comfortable price range might look like for you, try using a Mortgage Calculator. 

 

Consider the Costs
Crunching the numbers will broaden your outlook, but be sure to consider the costs of the following in addition to your downpayment:

 

Home inspection
Closing and moving costs

Utilities

Monthly HOA fees

Additional maintenance fees

 

Don’t forget to budget for those new appliances and any decorating or updating that needs to be done with your future Jefferson or Berkeley County home. Set a budget that works for you and stick to it.

 

Practice, Practice, Practice

One suggestion before you dive into the Jefferson County real estate market is to practice making mortgage payments. Try to transfer the difference between your current rent or home payment and your future expected mortgage payment into a savings account. It’s important to discover your comfortable range and you may even save some money in the process.

 

Market Watch

Keep an eye on the Eastern Panhandle real estate market. Are home sales increasing? Is buyer traffic increasing? The outlook is positive according to the NAR’s Pending Home Sales index, but it doesn’t hurt to monitor the market stats yourself.

 

Have questions? Are you ready to purchase your Eastern Panhandle home? Excited to dive into Jefferson or Berkeley County real estate? Don’t hesitate to contact us! We’re here to help.

The Kable Team
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Posted by: Tracy Kable AT 02:00 pm   |  Permalink   |  Email
  

 

KABLE Team Realty

Tracy Kable, Broker
873 E Washington St, Suite 200
Charles Town, WV 25414-1520
Phone: (304) 725-1918
Email: TheKableTeam@TheKableTeam.com

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