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 Eastern Panhandle WV Real Estate Blog 
Tuesday, 09 June 2015

One reason motivated homebuyers are taking to the real estate market this summer is simply due to the rising costs of rent. According to a new survey from Fannie Mae, 66 percent of consumers reported they would prefer to buy a home versus renting when it comes to their next move. And not just for the purpose of gaining more space— potential buyers are recognizing that homeownership is one of the best possible long-term investments. 

Homeownership on the Eastern Panhandle indeed has many perks and those considering purchasing a home in Jefferson or Berkeley County can look forward to the following:

Owning a home is forced savings
With paying a mortgage every month, homeowners are forced to save as they are putting money away and into their home. If you sell your home later when it's paid off, chances are high that you will walk away with a profit. The "forced savings" of homeownership is one way to build an investment without allotting additional funds to other accounts— all by paying your monthly mortgage

Fixed mortgages will not fluctuate
Unlike your rent every year, a fixed-rate mortgage will not increase. It is wise to put down twenty percent and take out a 30-year mortgage to lock in these historically low interest rates and protect yourself from the costs of everything else on the rise. It is also precisely these low interest rates that are pushing buyers to make a move in West Virginia— rates (and in some areas, home prices) haven't been this low in quite some time!

You have the run of the space
When you own your home in Martinsburg, Harpers Ferry, Charles Town, Ranson, Hedgesville, Shepherdstown, Inwood, Falling Waters, you have complete control over the spaces. There is no landlord to tell you you cannot paint or upgrade or renovate. You have more freedom to make changes without worrying about losing your deposit and even have the power to boost the home's energy efficiency to lower your bills. 

There are more tax deductions
As a homeowner, you will have certain tax deductions that renters on the Eastern Panhandle will not. For instance, you can deduct mortgage interest payments and some expenses like energy-efficient improvements. 

There are many benefits of homeownership and the Kable Team can help you through the home buying process this year to take advantage of them. Give us a call today to get started on finding the home of your dreams in Jefferson or Berkeley County

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Posted by: Tracy Kable AT 08:01 pm   |  Permalink   |  Email
  

 

KABLE Team Realty

Tracy Kable, Broker
873 E Washington St, Suite 200
Charles Town, WV 25414-1520
Phone: (304) 725-1918
Email: TheKableTeam@TheKableTeam.com

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