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 Eastern Panhandle WV Real Estate Blog 
Tuesday, 08 August 2017

When deciding to buy a home in West Virginia's Eastern Panhandle, you will need to take a long, hard look at your finances. You will want to make a budget, meet with a lender and ultimately get pre-approved to ensure you are fully prepared to make a home purchase in Martinsburg, Harpers Ferry, Inwood, Falling Waters, Hedgesville, Ranson, Shepherdstown and Charles Town. However, many new homeowners often find they didn't consider every cost involved and as a result, may end up feeling a sense of buyer's remorse.

Below are three hidden costs of homeownership that many buyers tend to overlook during the home buying process in West Virginia's Eastern Panhandle

Maintenance costs
Once you've been handed the keys to your Eastern Panhandle home, the responsibility of maintaining the property becomes completely yours. That means mowing the lawn, cleaning the gutters, tending to landscaping, and making any unexpected repairs that can arise over the years. Be sure you factor in expenses like purchasing a lawn mower if you don't already have one and begin building a "rainy day fund" so you are somewhat prepared when the roof begins to leak or the HVAC suddenly stops working.

Closing costs
Did you know most homebuyers are unaware of closing costs? These cover many necessary fees surrounding your purchase like your home's title, loan processing fees, and the like. Ask your lender what your estimated closing costs might be so you can plan for them accordingly and avoid a surprise at the closing table. The last thing you want prior to getting your keys is learning that you need to write a large check! It helps to have the funds ready in advance!

Routine costs
There are certain costs that every homeowner must pay each month— including homeowners insurance, taxes, and utilities—so be sure to factor them into your overall budget. Once you've covered the down payment and earnest money, the costs do not stop there! Every home in West Virginia's Eastern Panhandle will have these routine costs and new homeowners should be well aware of them prior to walking through their new front door!

You can count on Kable Team Realty to make sure there are no surprises or obstacles surrounding your home purchase and if there are, we will help you address them as easily as possible! Give us a call today for more information about buying a home or available properties in Jefferson and Berkeley County West Virginia!

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Posted by: Tracy Kable AT 01:39 pm   |  Permalink   |  Email
  

 

KABLE Team Realty

Tracy Kable, Broker
873 E Washington St, Suite 200
Charles Town, WV 25414-1520
Phone: (304) 725-1918
Email: TheKableTeam@TheKableTeam.com

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